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How to improve and maintain your credit score

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A credit score depends upon your financial reports, which is a summary of the credit history. While a score that is at least 750 helps you get a loan on your favorable terms, you can easily remedy a score that is less than ideal. Focus on all the factors that can improve your credit score and take conscious measures to improve it. If you maintain the measures and conduct  a free credit score check with the time you will surely end up having a good credit score.  Improve your credit score by the following measures Pay bills on time:  Paying your credit card and debt repayment bills on time is not an option, rather a responsibility. If you are a person bad with dates, then you can automate your payment from your financial accounts. The monthly collections are necessary and you need to make the bill payments on time without fail. Use a single credit card : Do not tempt yourself to go for multiple credit cards. It is not a responsible act t...