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A rejection of a loan is a bad experience altogether. It happens due to various reasons, and you have probably not fulfilled them. The best way to handle rejection in the loan is to improve your loopholes by understanding where you went wrong. It helps you to get a loan at ease in the future without any rejection. A credit score is one of the most important factors that can get you a loan approval without any hurdle. It takes into account all your past debt, repayment, credit activities, and finances in consideration to offer you loan approval. If you are trying hard to get a good  credit score,  you need to have few habits. These habits will help you to build your credit score in the right way.Get small business loan in india .   Review your credit report for accuracy and no errors. Sometimes it is not your fault when you find a bad score. If you are updated with your credit report, you can easily find out any loopholes or errors that are bringing yo...

Did you just get disappointed seeing your bad credit score? If so, you need to work on it. Credit score cannot be avoided and there is no other alternative to getting a loan approved if you don’t have an impressive credit score. A  credit score  is a score given to every individual based on his financial health and credit history. If you don’t have an impressive credit score, no loan provider will see you as safe and offer you an instant loan. It will never be easy for you to get loan approval with a bad credit score. So, if you are thinking of improving your  credit report  you must go through this guide to understand how things work.   Ways to improve your credit score Pre-closure of loan: If you close and finish your loan before the stipulated loan tenure, you will have a good credit score. Paying off your entire debt before your tenure ends will make you safe and you will have a good credit score. If you want to improve your credit score quickly, you...

A credit score is surprisingly the most essential element if you are planning for any credit. To meet any emergency or a foreign trip, you may not have enough funds to support it. Then there comes a perfect instant loan available all over the market. What makes you eligible for such an instant loan? Your credit score. It is a score that comes in three digits but has the ability to turn the table around. The moment you apply for a loan and wait for it to get approved, your loan provider checks your credit score. Understood how important it is? Then why not check it yourself on regular intervals to know where you stand and how you can improve it. You can do a CIBIL score check free online by Pan Number .   Check credit score using Pan Card Checking your credit score will keep you ahead and help you understand your financial condition. You can use your pan card to fetch your score. Pan card is your identity card and it comes with a number that represents your financial history. ...

Your credit score is the primary factor that determines whether a bank or a financial institution will provide you a loan or not. Before approving a loan, a financial institution checks the credit score and asks for the credit report of the borrower from one of the three credit bureaus of the nation. Having a good credit score i.e. more than 750 is beneficial in several ways. It will help you to get your loan approved quickly and on lower interest rates. The higher your credit score is the better is your creditworthiness. According to the guidelines of the Reserve Bank of India (RBI), the rate of interest to be charged on a loan is determined as follows: External benchmark rate + margin charged by bank + risk premium. The risk assessment determining criteria for borrowers varies from bank to bank. Some banks rely solely on the credit score of the borrower while other banks and NBFCs have their own internal risk assessment teams. So, keeping a watch on your credit score is import...